Frequently Asked Questions

Our platform is designed for Canadians who receive disability-related income, including programs such as ODSP, CPP Disability (CPP-D), AISH, or other provincial or long-term disability benefits. Applicants must be at least 18 years old and have a Canadian bank account.

If approved and an offer is accepted, funds may be sent by direct deposit or Interac e-Transfer. Timing depends on the lender, but many borrowers receive funds the same day or the next business day.

No. DisabilityLoans.ca is not a lender. We do not issue loans or guarantee approval. We provide information and connect users with licensed lenders who make independent lending decisions.

Simply complete the online request form on DisabilityLoans.ca. The process is quick, confidential, and available 24/7.

Our platform is designed for Canadians who receive disability-related income, including programs such as ODSP, CPP Disability (CPP-D), AISH, or other provincial or long-term disability benefits. Applicants must be at least 18 years old and have a Canadian bank account.

A strong credit score is not always required. Our lenders focus more on income stability and repayment ability rather than credit history alone. However, all applications are reviewed individually by lenders.

Some lenders do not perform traditional hard credit checks with major credit bureaus. That said, responsible lenders will always conduct some form of financial evaluation, such as reviewing income or recent banking activity, to assess affordability.

Loan borrowers can request between $100 and $5,000.