Introduction
At DisabilityLoans.ca, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or submit an application through our platform.
DisabilityLoans.ca is not a lender. We operate as an independent information and referral platform that may connect users with third-party lenders or financial service providers.
By using this website, you consent to the practices described in this Privacy Policy.
Information We Collect
We may collect personal and non-personal information in the following ways.
Personal Information You Provide
When you complete a form or interact with our services, we may collect information such as:
- Full name
- Date of birth
- Email address
- Phone number
- Mailing address
- Banking details (where required by third-party lenders)
- Income source (including disability or fixed income)
- Loan-related information you choose to provide
You provide this information voluntarily.
Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address
- Browser type and device information
- Pages visited and time spent on the site
- Referring URLs
- Cookies and similar tracking technologies
This data helps us improve website performance and user experience.
How We Use Your Information
We use collected information for purposes including:
- Processing and transmitting your application to third-party lenders
- Responding to enquiries or support requests
- Improving website functionality and content
- Communicating service-related updates
- Complying with legal and regulatory obligations
We do not use your information to make lending decisions.
Sharing of Information
We do not sell your personal information.
We may share your information only in the following circumstances:
- With third-party lenders or financial service providers to evaluate your application
- With service providers that support our website operations (under confidentiality obligations)
- When required by law, regulation, court order, or legal process
- To protect our legal rights, users, or the integrity of our services
All third parties are required to handle your information responsibly.
Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Understand how visitors use our site
- Improve navigation and performance
- Maintain website security
You can disable cookies through your browser settings, though some site features may not function properly.
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including:
- Secure Socket Layer (SSL) encryption
- Restricted access to sensitive data
- Regular system monitoring
While we take security seriously, no online transmission or storage system can be guaranteed 100% secure.
Your Privacy Rights
Under Canadian privacy laws, you have the right to:
- Request access to your personal information
- Request corrections to inaccurate or incomplete data
- Withdraw consent, subject to legal or contractual restrictions
- Request deletion of your information where permitted by law
Requests can be made using the contact details below.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites. We encourage you to review their privacy policies before providing personal information.
Children’s Privacy
DisabilityLoans.ca does not knowingly collect personal information from individuals under the age of 18. Our services are intended for adults only.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of the website constitutes acceptance of the updated policy.
Contact Us
If you have questions, requests, or concerns about this Privacy Policy or how your information is handled, please contact us:
Website: disabilityloans.ca
Email: [email protected]
Important Notice
DisabilityLoans.ca is not a lender, broker, or financial advisor. Loan approval, terms, fees, and conditions are determined solely by independent third-party lenders and are subject to applicable provincial regulations.