Acceptance of These Terms
These Terms and Conditions (“Terms”) govern your access to and use of disabilityloans.ca (the “Website”). By accessing, browsing, or using this Website, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
If you do not agree with these Terms, you must not use this Website.
Nature of Our Service
DisabilityLoans.ca is not a lender, broker, or financial advisor.
We operate as an independent information and referral platform that may connect users with third-party lenders or financial service providers based on the information submitted by the user.
- We do not make credit decisions
- We do not guarantee loan approval
- We do not set loan terms, interest rates, or fees
All lending decisions are made solely by third-party lenders.
Eligibility to Use the Website
By using this Website, you represent that:
- You are at least 18 years of age
- You are a resident of Canada
- The information you provide is accurate, complete, and current
We reserve the right to refuse or terminate access if eligibility requirements are not met.
User Responsibilities
You agree to:
- Provide truthful and accurate information
- Use the Website only for lawful purposes
- Not attempt to interfere with Website security or functionality
- Not submit false, misleading, or fraudulent information
You are solely responsible for any activity conducted through your use of the Website.
Loan Applications and Third-Party Lenders
When you submit an application through disabilityloans.ca:
- Your information may be shared with third-party lenders or service providers
- Any loan offer you receive comes directly from the lender, not from us
- You are responsible for reviewing and agreeing to the lender’s terms
We are not a party to any loan agreement between you and a lender.
No Professional or Financial Advice
All information provided on this Website is for general informational purposes only and does not constitute financial, legal, or professional advice.
You should consult qualified professionals before making financial decisions.
Intellectual Property
All content on disabilityloans.ca, including text, logos, graphics, layout, and design, is the property of disabilityloans.ca or its licensors and is protected by applicable intellectual property laws.
You may view or print content for personal, non-commercial use only.
You may not copy, reproduce, modify, distribute, or exploit any content without prior written consent.
Third-Party Links
This Website may contain links to third-party websites for convenience or information purposes.
We do not control, endorse, or assume responsibility for the content, privacy practices, or services of third-party websites. Accessing external links is at your own risk.
Disclaimer of Warranties
The Website and all content are provided on an “as is” and “as available” basis.
We make no warranties or representations regarding:
- Website availability or uninterrupted access
- Accuracy or completeness of content
- Loan approval outcomes
To the fullest extent permitted by law, all warranties are disclaimed.
Limitation of Liability
To the maximum extent permitted by law, disabilityloans.ca, its owners, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Use or inability to use the Website
- Reliance on Website content
- Any loan agreement entered into with a third-party lender
Your sole remedy is to discontinue use of the Website.
Indemnification
You agree to indemnify and hold harmless disabilityloans.ca, its affiliates, and service providers from any claims, damages, losses, or expenses arising out of:
- Your use of the Website
- Your violation of these Terms
- Your violation of any applicable law or third-party rights
Privacy
Your use of the Website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected.
Termination of Use
We reserve the right to suspend or terminate your access to the Website at any time, without notice, if we believe you have violated these Terms or applicable laws.
Changes to These Terms
We may update or modify these Terms at any time. Changes will be effective immediately upon posting on this page.
Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of Canada and the applicable province of operation, without regard to conflict of law principles.
Any disputes shall be subject to the exclusive jurisdiction of the courts of Canada.
Contact Information
If you have questions about these Terms and Conditions, you may contact us at:
Website: disabilityloans.ca
Email: [email protected]
Important Notice
DisabilityLoans.ca is not affiliated with any government agency or disability program. Short-term loans can be costly and may not be suitable for long-term financial needs. Borrow responsibly.